BANKING INDUSTRY SHIFT
Be the leader in tech-led banking revolution
Launch hyper-customizable loans
Ditch the one-size-fits-all. Craft unique lending products specific to each customer's needs in minutes.
Embed lending everywhere
Integrate seamlessly into existing apps, reducing acquisition costs, reaching and converting customers where they already are.
Unleash real-time decisions
Go beyond batch processing, speed up approvals and prevent fraud instantly.
Unify customer insights
Gain a 360° view, personalize marketing, onboarding, and analysis for smarter segmentation and cross-selling.
RETURN ON INVESTMENT
Delight customers. Empower your teams. Maximize ROI.
Customers
Improve customer conversion
Offer frictionless, personalized onboarding journeys they'll adore, across any channel. No more dreaded paperwork, just streamlined delight.
Business Heads
Reduce time to revenue
Get to "yes" faster. Unleash custom loans, lightning-fast. Experience revenue generation on overdrive.
Risk Team
Reduce risk in underwriting
Automate risk prep, free analysts for sharper reviews. Faster decisions, less papercuts.
Marketing Team
Build lasting relationships
From data to delight, Refo fuels marketing magic. Measure success, effortlessly.
Refo: SaaS lending magic - agile, personal, unstoppable
Simple steps to get started
1
Create loan product
Create your product using existing set of blueprints across several type of industries and customer needs.
2
Define customer journey
Define the customer onboarding journey steps to best match your specific use case and customer. All it takes is few clicks be it DIY, API or Assisted mode.
3
Define product policies & Workflow
Configure your internal workflow & decision policies in the product with an easy interface.
4
Launch acquisition channels
Use pre configured digital marketing channels or create your own customer channels to support partner led/ physical flows easily.
INTEGRATIONS
Save time and money on integrations
CTO’s love our platform as it supports one click integrations with all the platforms your will ever need to build and launch your financial product.
Utilize Refo’s plug and play data science pipelines to convert any unstructured customer data into AI ready models
POWER OF GENERATIVE AI
Automated financial assessment reports
Conversational credit analytics
Discover realtime
insights on customers
Enterprise grade security without compromising agility
Shift Left
Our developers are proactive when it comes to security and use both DAST and SAST security scanning tools.
Uptime
Fault-tolerant infrastructure ensures 99.95% availability even during extreme demand.